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A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Money market funds can be a highly liquid and effective cash management tool.

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Understanding different types of investment risk can help investors manage their money more effectively.

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.

Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

A split-annuity strategy can generate immediate income while potentially stretching some retirement savings.

Living benefits can help protect variable annuity owners from running out of money in retirement.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Couples who want to help protect their legacy from estate taxes could consider last-survivor life insurance.

Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

Variable life insurance gives you the control to allocate your account value among a variety of investment options.

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

If you have a family who relies on your income, it is important to have life insurance protection.

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.